Members can access the following loan services with Azima Sacco.

FOSA

Azima loan

One must be drawing salary through Fosa and it takes 1 month to repay.
Pineapple loan

One must be drawing salary through Fosa and it takes a maximum of 24 months to repay
Salary advance

One must be drawing salary through Fosa and it takes a maximum of 6 months to repay
Super loan

One must be drawing salary through Fosa and it takes a maximum of 36 months to repa
Okoa mwezi

One must be drawing salary through Fosa and it takes a maximum of 1 month to repay

Jijenge loan

One must have cleared all the outstanding loan balances to be eligible for qualification. It takes a maximum period of 78 months to repay.
Jipange loan

This loan is requires a minimum of 1 million in deposits. It has a repayment period of 84 months with an an interest rate of 0.84% per month on reducing balance.
Jahazi Loan

This Loan is meant to Buyout loans from other Financial Institutions. It takes a maximum period of 84 months to repay.
Normal loan

One must have cleared all the outstanding loan balances to be eligible for qualification. It takes a maximum period of 72 months to repay.
Normal loan B

This loan is designed for our members in the business fraternity . It takes a maximum period of 48 months to repay, interest in on reducing balance.
Masomo loan

Makes education a reality to your children, The loan is also available to members who want to finance their own education. The maximum repayment period is 18 months
Emergency loan

One can be granted an emergency loan when having an outstanding balance of the same. It takes a maximum period of 12 months to repay.

Provide high quality financial services to members so that they can achieve financial independence.

To be the leading Sacco in providing competitive financial products and services in Kenya.